Risk Assessment OS
See More. Know More. Risk Less.
Transform unstructured data into real-time risk intelligence. Predictive scoring, fraud detection, and adaptive algorithms that evolve continuously with your portfolio.
Built for every stage of the lending cycle.
Alternative Data Ingestion
Pull from 50+ data sources — GST, ITR, bank statements, utility payments, and social signals — for a complete borrower picture.
Predictive Scoring
XGBoost and neural network models trained on your portfolio data, refreshed weekly to reflect current market conditions.
Fraud Detection
Multi-layered fraud signals including device fingerprinting, velocity checks, and identity verification. Reduce first-party fraud by 60%.
Bureau Integration
Real-time connections to CIBIL, Experian, CRIF, and Equifax. Tri-merge reports with automated consent and compliance logging.
Simple steps. Powerful results.
Collect
Ingest data from bureaus, banks, GST, and alternative sources via API or secure file upload.
Analyze
AI models process 200+ variables in parallel. Anomaly detection flags unusual patterns in real time.
Score
Composite risk score generated with full explainability. Each contributing factor ranked by weight and impact.
Decide
Policy engine maps score to approval, rejection, or escalation. Full audit log for regulatory compliance.
Start using Risk Assessment OS for your business today.
Join thousands of lenders who already use StrikeHike to make smarter decisions, faster — at any scale.