Lending OS
Originate. Underwrite. Disburse. At Scale.
Automate your entire lending lifecycle from application to disbursal with AI-powered decisions, co-lending capabilities, and real-time risk management — all on a single platform.
Built for every stage of the lending cycle.
Automated Underwriting
AI-powered credit decisioning using bureau data, bank statements, and alternative data sources. Sub-2-second decisions at enterprise scale.
Co-Lending Module
Manage co-lending partnerships with top PSU and private banks. Seamless balance sheet optimization and yield management.
Disbursement Automation
One-click disbursement to any UPI handle, bank account, or digital wallet. Full reconciliation and audit trail included.
Risk-Based Pricing
Dynamic pricing engine adjusts rates based on real-time risk scores, product type, and borrower profile for maximum yield.
Simple steps. Powerful results.
Apply
Borrower applies via web, mobile, or API. Documents uploaded and verified in real-time through AI-powered OCR and validation.
Underwrite
AI engine pulls bureau scores, bank statements, and alternative data. Composite risk score computed in milliseconds.
Approve
Automated approval or escalation to human reviewer. Policy engine applies all lending rules with full explainability.
Disburse
Funds disbursed directly to borrower account via UPI, NEFT, or IMPS. Loan management system activates automatically.
Start using Lending OS for your business today.
Join thousands of lenders who already use StrikeHike to make smarter decisions, faster — at any scale.