Collections OS
Recover More. Spend Less. Stay Compliant.
Optimize every collections touchpoint with behavioral analytics, AI-driven engagement, and automated payment plans designed to maximize recovery while preserving borrower relationships.
Built for every stage of the lending cycle.
Behavioral Analytics
Deep learning models predict payment intent from 100+ behavioral signals — app usage, transaction patterns, and communication response rates.
Multi-Channel Engagement
Automated WhatsApp, SMS, email, and IVR campaigns triggered by AI-determined optimal time and channel for each borrower.
Smart Payment Plans
AI generates personalized repayment schedules based on borrower capacity, historical patterns, and portfolio strategy.
Recovery Tracking
Real-time visibility into every account — from early delinquency to write-off. Full team performance dashboard included.
Simple steps. Powerful results.
Identify
AI flags early delinquency signals before EMI due date. Proactive outreach reduces bucket roll rates significantly.
Engage
Personalized multi-channel communication at the optimal time for each borrower — WhatsApp, call, SMS, or email.
Recover
Smart payment link delivery with one-click pay. Auto-reconciliation back to the LOS within minutes.
Report
Full MIS with bucket-wise recovery rates, channel effectiveness, and team performance analytics.
Start using Collections OS for your business today.
Join thousands of lenders who already use StrikeHike to make smarter decisions, faster — at any scale.